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A blueprint to empower other community-based housing advocates across America to do the same things we do. Click to learn more.

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 About HOPz

Housing Opportunity Programs, Inc.
® ("HOPz"®) is a not-for-profit organization that turns dilapidated houses into desirable homes. By reducing "board-ups", we help to stabilize neighborhoods financially and socially, while increasing the availability of affordable housing.

Many non-profits don't have the skills or focus needed to create housing stock. We work cooperatively with other non-profits: we produce the housing, and then transfer it to them.

Our "Bad Apple" Theory: When just a few properties "go bad" in an "at risk" neighborhood, they can start or accelerate the decline of nearby properties, and then the neighborhood. Conversely, sometimes just a few Renovations in a deteriorating neighborhood can slow or stop further decay. Thus, we hope to achieve maximum leverage from our work, and the resources made available to us, by identifying and renovating "bad" properties in "borderline" neighborhoods, both urban and suburban.

We have the skills and resources to do everything quickly and cost effectively, entirely in-house, including:


Property Analysis

3. Zoning, Approvals & Construction


Budgeting & Financing


Property Management

HOPz works in urban and suburban "at risk" neighborhoods, in Central and Northern New Jersey, on 1-6 unit houses that are detrimental to their communities due to financial and/or physical neglect.

Who We Are
Housing Opportunity Programs, Inc. was founded in 2001. Current management and corporate directors include:

Jay Wolfkind
President and Relationship Development Director.

Background includes 30 years of entrepreneurial success, including commercial and residential real estate development, information technology, law and civil prosecutions, public sector project management in human services, social services, and integration of inter-agency community development initiatives.

Charlotte Cohen
Vice-President and Co-Chair of the Finance Committee.

Licensed NJ real estate broker with 19 years of residential real estate experience from apartment rentals to development of housing tracts. Charlotte's licensing provides access to MLS systems and entrée to the brokerage community. She is also experienced in the valuation, renovation and management of residential rental properties, and coordination of these with various housing agencies and rental assistance programs. Ms. Cohen has been active in various business and civic organizations for 2 decades.

Judith A. Goldblatt
Vice President/Treasurer and Chair of the Building Committee.

Member of the Board of Directors of the Waveny Care Rehabilitation Hospital, New Canaan CT and concurrently the supervisor of therapeutic interns. Ms. Goldblatt has been active in numerous business and civic organizations for over 20 years.

Additionally, a founding member and driving force is:

Ellen C. Steinberg, Esq.
Director of Government Affairs

Ellen left the corporate world to begin her own (successful) advertising agency. Ten years later she attended law school at night while running her business by day. After serving as Deputy Middlesex County Counsel, she now has a general law practice in Union NJ. Ellen also serves on the executive boards of Women Lawyers of Union County and NIA Community Habitat Development, Inc., a transitional program assisting women and families in crisis.

We expect to announce additional Trustees shortly, as well as formal partnerships with several well-respected non-profit housing and social-service organizations.

We are seeking Board Members or Advisors who reflect the broad diversity of our community, and offer a variety of skills and associations that will support our commitment to serving those in need and ensuring optimum effectiveness of our efforts.

To view or download a HOPz brochure please click here to go to the "Downloads" Page.
To request that a brochure be mailed to you,
please click here to go to our "Action Request Page".

Corporate Information
Housing Opportunity Programs, Inc. is a New Jersey corporation. The President is Jay Wolfkind, 133 Maple Avenue, Red Bank, NJ 08801. We will provide our EIN (Employer I.D. Number) and New Jersey Business I.D. on request.

Here's Proof!
To see an actual "rags to riches" story - where we converted a boarded-up derelict property into safe, affordable housing, please click here to go to the "Downloads" Page.

In 2010 we will complete the rehabilitation of a beautiful 6-unit residential apartment building only 2 blocks from the Atlantic Ocean, in Asbury Park, New Jersey. This is another example of our success creating affordable rentable opportunities in safe, desirable, areas, from the shards of an abandoned board-up.

Housing Opportunity Programs, Inc. (“HOPz”) does not engage in any political or religious activities. We favor no racial or civic group, nor any particular locality. We abstain from lobbying activities of any kind (except of course on our own behalf), and we make no donations to any political party or advocacy group.

Donations to Housing Opportunity Programs, Inc. are qualified for credit against your Community Reinvestment Act (“CRA”) obligations, because over 75% of our work is concentrated in Census Tracts identified by the U.S. Census Bureau as “low to moderate income”, with benefits accruing to individuals (in those Census Tracts) who are themselves “low to moderate income”. We'll be happy to provide written affirmation prior to your planned contribution. The IRS has recognized HOPz as a tax exempt foundation under section 509(a)(1) of the IRS Code, which is the same as 501(c)(3) for tax purposes.

No salaries or compensation is paid to any of the Trustees, Directors, Officers or staff of Housing Opportunity Programs, Inc.

This HOPZ web site is created, hosted and maintained by Cherokee, the private affiliate and sponsor of HOPz.

For more information, please contact Jay Wolfkind at (732) 530-9601, extension 14, or click here to send Jay Wolfkind an email or click here to go to our "Action Request Page".
Legal Stuff (Terms of Use, Copyright, etc.) Contact Us ©2007 Housing Opportunity Programs Inc.  Red Bank, NJ
Housing Opportunity Programs