Housing Opportunity Programs, Inc.® ("HOPz"®) is a not-for-profit organization that turns dilapidated houses into desirable homes. By reducing "board-ups", we help to stabilize neighborhoods financially and socially, while increasing the availability of affordable housing.

Many non-profits don't have the skills or focus needed to create housing stock. We work cooperatively with other non-profits: we produce the housing, and then transfer it to them.

Our "Bad Apple" Theory: When just a few properties "go bad" in an "at risk" neighborhood, they can start or accelerate the decline of nearby properties, and then the neighborhood. Conversely, sometimes just a few Renovations in a deteriorating neighborhood can slow or stop further decay. Thus, we hope to achieve maximum leverage from our work, and the resources made available to us, by identifying and renovating "bad" properties in "borderline" neighborhoods, both urban and suburban.

We have the skills and resources to do everything quickly and cost effectively, entirely in-house, including:

1.	Property Analysis	3.	Zoning, Approvals & Construction
2.	Budgeting & Financing	4.	Property Management

HOPz works in urban and suburban "at risk" neighborhoods, in Central and Northern New Jersey, on 1-6 unit houses that are detrimental to their communities due to financial and/or physical neglect.

Background includes 30 years of entrepreneurial success, including commercial and residential real estate development, information technology, law and civil prosecutions, public sector project management in human services, social services, and integration of inter-agency community development initiatives.